Your money, clearly seen
One quiet place for your whole financial life.
Persfina turns bank statements into spending intelligence, keeps an honest ledger of your investments, and works out your miles — deterministic logic, never an AI guess, and never shared with anyone.
Invite-only during early access. The miles calculator and promotions are open to everyone.
What Persfina does
Five things, each done exactly.
Statements
Statement parsing, reconciled to the cent
Upload the PDF statements your banks already send you — Citibank, DBS, MariBank, Trust, UOB, and Webull. Hand-built logic per bank, never an AI guess, and every import must reconcile: previous balance plus transactions equals closing balance.
How parsing works →Spending
Spending intelligence in SGD
Categories, top merchants, recurring-charge radar, foreign spend, and all-time records — every figure in the currency your bank actually settled, over any date range you choose.
From PDF to insight →Investments
A portfolio that shows its working
Average-cost holdings with realized and unrealized P&L, valued at daily closes and converted to SGD through real FX rates. Anything unpriced says so — nothing is ever guessed.
Explore the portfolio →Miles
A miles calculator that does the math
Combine your KrisFlyer balance with points from Singapore bank cards, browse the award chart with what-can-I-afford badges, and see exactly how much card spend closes the gap. Free, no account needed.
Try the calculator →Promotions
Referral codes worth having
A curated page of sign-up offers and referral codes for services people in Singapore actually use — copy a code, follow the link, both sides get the bonus.
Browse promotions →Your statements are not our data.
- Statement PDFs are deleted right after import — we analyse them, we don’t archive them.
- No AI services or third parties ever see your financial data.
- One cookie, for signing in. No tracking, no analytics.
- Registration is invite-only while we grow carefully.
Ready to see clearly?
If you have an invite code, your first dashboard is five minutes away.